At present we use Pay Pal for credit card payments. At Pay Pal you may use any credit card, you do not have to have a Pay Pal account. Credit card orders will only be shipped to the billing address. However if you prefer other forms of payment we will accept Postal Money orders, Cashiers Checks, Bankwires and Personal checks. Shipping will be delayed ten business days or longer in order for personal checks, money orders, and cashiers checks to clear. These types of “cash” payments will, at least most of the time, entitle you to a 3% cash discount. (There are a few exceptions). Bankwires are best if you want to ship to an address other than your credit card billing address.